Take care of your people without breaking the budget
Small businesses lose good employees to bigger companies with better benefits. We help you close that gap and protect the business itself.
What we offer businesses
Voluntary Employee Benefits
Accident, critical illness, hospital, disability, dental, vision, and life coverage employees choose and pay for through payroll. In many cases it costs the business nothing.
Small Business Health Plans
Group medical, dental, and vision for small teams, including plans through Maryland Health Connection for Small Business and DC Health Link, where some employers qualify for a tax credit.
Group Life & Disability
Employer-paid life and disability coverage that makes your benefits package stand out when you're hiring.
Key Person Insurance
If a key employee or owner dies or can't work, the business gets cash to cover lost revenue, recruiting, and keeping things running.
Buy-Sell Funding
Life insurance that funds a buy-sell agreement so partners or family can buy out a share cleanly instead of fighting over it.
Owner Protection
You take care of everyone else. We make sure your own family, income, and retirement are covered too.
Better benefits, happier team, lower turnover
Replacing an hourly employee can cost thousands in lost time, hiring, and training. Good benefits help you hire faster and keep the people you already trained.
- Many plans work for businesses with as few as two or three employees
- Voluntary plans can cost the business nothing
- Payroll deduction keeps it simple for employees
- Coverage often follows the employee if they leave, so it feels like theirs
How enrollment works
1. Review. We learn your team, budget, and goals.
2. Design. We recommend a package that fits.
3. Enroll. We meet with employees, in groups or one-on-one, and handle the paperwork so you don't lose a day of work.
4. Service. New hires, claim questions, and life changes all come to one person: me.
Need a real system behind the business?
Many owners we work with are missing a CRM, lead follow-up, or clear processes. Our sister company, Orzenta, sets those up so nothing falls through the cracks.
What is turnover costing you?
See the real cost every time someone quits.
Common questions
Does it cost my business anything to offer benefits?
Often, no. Voluntary benefits are paid by employees through payroll deduction. You can also choose to contribute if you want to. We'll show you both options.
How small can my business be?
Many plans work for businesses with as few as two or three employees.
What's the difference between voluntary benefits and group health?
Group health is your main medical plan, usually with an employer contribution. Voluntary benefits fill the gaps, like paying cash if someone is hurt, hospitalized, or diagnosed with a serious illness.
Do you handle employee meetings?
Yes. We explain the options to your team, answer questions, and handle enrollment, in person or virtually.
Let's look at your team's benefits
A free review takes about 30 minutes. No pressure, no obligation.