Health coverage and protection for the unexpected
Individual and family health plans, dental and vision, disability income, and long-term care. We help you compare plans and see what you qualify for.
Health & protection options
Individual & Family Health
Plans through Maryland Health Connection and DC Health Link. We'll check whether you qualify for lower premiums and help you enroll. Our help costs you nothing.
Dental & Vision
Standalone dental and vision plans for individuals, families, and seniors, including people on Medicare.
Disability Income
Your ability to earn is your biggest asset. Disability insurance pays part of your income if an illness or injury keeps you from working.
Critical Illness
A cash benefit if you're diagnosed with a covered illness like cancer, heart attack, or stroke. Use it for deductibles, bills, or anything else.
Accident & Hospital
Cash paid directly to you after a covered accident or hospital stay, to help with the costs your health plan doesn't cover.
Long-Term Care
Help paying for home care, assisted living, or nursing care, including hybrid life policies that cover long-term care if you need it and pay a death benefit if you don't.
Health coverage questions
When can I sign up for a health plan?
Open enrollment happens each fall. You can also enroll at other times after certain life events, like losing coverage, moving, getting married, or having a baby.
Does using an agent cost more?
No. Premiums are the same whether you enroll on your own or with our help.
Why do I need disability insurance if I have health insurance?
Health insurance pays your medical bills. Disability insurance replaces your paycheck so you can still pay your mortgage and bills while you recover.
When should I think about long-term care?
Usually in your 50s or early 60s, while you're healthier and coverage costs less.
Find the right health coverage
Book a free, no-pressure call. We'll look at where you are and what makes sense.